Personal Financial Solutions

Old Mutual provides specialised product and staff benefit solutions to your business, we also cater to your personal investment and risk requirements.

So, once you have finished structuring your business portfolio, consider the following products and services Old Mutual offers to individuals.

 By structuring a personal investment portfolio from Old Mutual's spread of flexible investment and service solutions you can rest assured that the financial future of you and your loved ones is in good hands.

Financial Planning & Advice

 Old Mutual offers planning and advisory services to help you structure a financial portfolio to suit your investment and retirement planning needs.

Education Planning

 The costs of education are becoming prohibitive. The average education cycle from start to finish is around 14 years. Add to this books, uniforms and accommodation costs, and you will see the sense in structuring an education savings plan. Start investing in an Old Mutual product designed specifically to help you provide for the education of your family.

Estate Planning

 If you own assets and debts you need to ensure that you have your estate in order. Proper estate planning takes into account tax efficiency and liquidity in the event of your death. Proper estate planning means the difference between your dependants being cared for after your death and having to fend for themselves while your estate is being wound up.

 Funeral Cover

 The death of a loved one is a traumatic enough event without having to be burdened with costly and time-consuming funeral arrangements. Ensure that you take out one of Old Mutual’s funeral plans and free your family from added concerns during what is an already difficult time.

 Investments & Savings

 Expose your capital to the potential for market related growth and ensure that you have enough funds available for both unanticipated emergencies and long-term goals such as a comfortable retirement. Old Mutual offers a comprehensive range of investment and savings vehicles that offer you the option of investing for growth or investing for income. Our range of investment products takes into account your personal taxation, liquidity and estate planning needs.

Retirement Planning

 Proper retirement planning is probably the single most important aspect of your financial portfolio. Firstly you need to ensure that you invest a significant portion of your retirement funding in a tax-efficient retirement annuity or fund.

Then, on retirement, you want to know that you can buy an income generating living or life annuity that is flexible enough to suit your personal post- retirement income requirements.

Risk Cover

 Most of us have the good fortune to make it to old age without having the tragedy of a disability or untimely death disrupts the family. However, should misfortune befall you it can dramatically impact on the financial and emotional well-being of your loved ones.

Remove this potential threat by taking out risk insurance with Old Mutual