Max Investments

Old Mutual Max Investments is the simple solution for wealth creation that cuts through product clutter to help you achieve your investment aims.

It is an ideal means of saving for your child’s tertiary education or funding that gap year before knuckling down to serious studying. Max Investments offers you maximum flexibility and investment choice to ensure that your money is optimally invested.

It also provides liquidity which enables you to draw an amount that could be required as a deposit, without inflicting penalties.

Benefits and features include:

• A choice of fixed, or flexible, payment options
• A selection of tax options to suit your personal circumstance
• A wide investment choice to ensure your money is optimally invested
• Transparent & competitive fees & charges.
• An option to waive initial investment charges (100% of your investment is allocated to growth from day 1) - see Committed Investment Plan below.
• Access to the international investment expertise of Old Mutual Asset Managers
• Once you have considered the information below, and would like to invest, please contact your adviser. Alternatively, email us, and we will get in touch with  

  Investing in Max Investments is a simple, 3-step process:

   

  Step 1 – Select a Payment PlanStep 1 – Select a Payment Plan

  There are two payment plans from which to choose – each offering its own benefits:

   

  Select Investment Plan

  This payment plan affords flexibility by allowing for lump sum and scheduled contributions.

  Investment Minimums Lump Sum: N$ 10 000.00
  Scheduled: N$ 500.00 / month
  Ad hoc: N$ 500.00

  Investment Term: No contractual investment term

   

  Committed Investment Plan

  This plan calls for committed premiums for a fixed period, but allows for the option of 100% investment allocation. This means that you can opt for the initial investment fees not to be recouped at the outset of the investment, allowing all your money to be invested from day 1.

   

  Note that the 100% investment allocation option does not apply for payments made via stop order and investments made into certain external (non-Old Mutual) funds.

   

  Investment Minimums: > 10 years: N$ 250.00 / month
  < 10 years: N$ 500.00 / month
  Investment Term: As determined by the choice of product “wrapper” (see Step 2)

   

  Step 2 – Select a Tax Option

  Max Investments gives you access to a choice of tax options within the same investment platform. The tax on investment returns, along with other factors such as estate planning and liquidity, are governed within several legal frameworks – also known as product “wrappers”.
  The “wrapper” you choose therefore prescribes how and when you are taxed on your investment gains. While your adviser will best guide you as to the option most suited to your needs they are, in simple terms, as follows:

   

  Life “Wrapper”

  Your investment is taxed within the portfolio removing the burden of administration from your shoulders. Liquidity is subject to certain conditions.

   

  Step 3 – Select the Fund/s of Your Choice

  Through Max Investments you have access to a comprehensive spread of investment funds (also known as underlying investments) that enable you to structure a portfolio that matches your objectives and appetite for risk.

   

  The “wrapper” selected determines the choice of funds available. Again, your adviser will best suggest the fund or combination of funds best suited to your needs.

  Select a category to view funds:

   

  Core Funds
  Market Growth Fund Category
  Defence Fund Category
  Guarantee Fund Category

   

  Extended Fund Range: Internal Funds
  Market Growth Fund Category
  Defence Fund Category
  Guarantee Fund Category

   

  Extended Fund Range: External Funds
  View Full External Fund Range

   

   

  For more information please contact :

  
  

  Ian Du Preez
  Tel: +264 (0)61 299 3514
  Fax: +264 (0)61 299 3504
  Idupreez2@oldmutual.com