What is the Funeral Care range?
The first of the plans - Funeral Care Plan - covers you, your immediate family and parents. It offers you:
- An affordable funeral benefit that will help pay towards funeral expenses. Start investing from N$40/month
- Immediate accidental cover for you and your family
- Choice of cover - up to N$20 000 for you, your spouse, children and each parent / parent-in-law
- Premium holiday allows you to miss up to six premiums (via prior arrangement) and a start again benefit which enables you to restart a cancelled policy under certain conditions
- Tax free lump sum paid upon your death, or death of a family member, assuming the current tax structure remains the same
- Quick claim payment - claims are paid within 48 hours, as long as the necessary documentation has been submitted
Standard and Comprehensive+ Plans cover you, your immediate family, your parents (max 4) and your extended family (max 8). It offers you:
- Minimum premium for the Standard Cover is N$60 per month, and N$80 per month for Comprehensive+ Cover
- The maximum benefit payout for the Standard Cover is N$20 000 and for Comprehensive+ Cover - N$50 000
- Answer only a few questions about your health to qualify for the Standard Cover benefit
- To qualify for the Comprehensive+ Cover, answer standard health questions
- Cashback benefit - You get cash back after every 60 premiums received
- Premium holiday allows you to miss up to six premiums (via prior arrangement)
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- Individual - policyholder only
- Family - policyholder, spouse, own children* (under 21/26**)
- Parent - parents, parents-in-law (maximum 4)
- Extended family - grandparents/grandparents-in-law, brother/sister, brother-in-law/sister-in-law, aunts/uncles, cousins, additional spouse/ex-spouse(s), nephews/nieces, grandchildren, own children (over 21/26*) (maximum 6), son-in-law/daughter-in-law, step-parents/step parents-in-law
The cash back benefit is only for customers who have a Standard or Comprehensive+ plan. The payout is equivalent to 3 current benefit premiums in Standard Plan and 5 current premiums in Comprehensive+, provided that monthly premiums are still being paid.
Yes! You can access Family Support Services on any of the plans. It offers services such as: transport of the deceased to a funeral home closest to the burial in Namibia, within the borders of Namibia, at no extra cost.
*Children includes own children, legally-adopted children, step-children and/or children born out of wedlock.
**For unmarried children who are full-time students (up to the age of 26), and no age limitation for children who are totally dependant on their parents due to mental or physical disabilities.