For the futureProtect your future health status and help
pay for premiums when you are not able to.

What is the Future Needs Cover?

Old Mutual GREENLIGHT Future Needs cover provides options for you to protect your future health status (Future Cover), help pay for premiums (Premium Protection) when you are not able to and put away money for an emergency or something special (Savings Benefit).
What's in it for you?

Premium Protection Benefits offers the following benefits:

  • If you die, we will continue to pay the premiums on your behalf and ensure that the cover continues.
  • There is no limit to how much cover you can protect
  • If the protected benefit has any increasing premiums in the future, we will continue to pay the full premium for you
  • You can protect the premiums on any lump sum GREENLIGHT benefit
  • You can combine the Premium Protection (Death) Benefit with the Premium Protection (Disability) Benefit for 2-in-1 protection

Future needs img leftWhat are the benefits?

Have you considered that you might need to increase or apply for cover in the future but your health might have deteriorated? Get Future Cover at a younger age and ‘lock in’ your health so that you can get the cover you want when you need it most.

  • Choose to buy more cover in the future either every three years or on specific life-changing events
  • You can buy cover that ranges from N$400 000 to N$15 million
  • If you have GREENLIGHT Future Cover (Core) Benefit you can buy life cover in the future
  • If you have GREENLIGHT Future Cover (Comprehensive) Benefit you can buy life, disability and illness cover in the future

Future needs img rightReady to take out a plan?Speak to your Financial Adviser to find out more or call us on +264 (0) 61 299 3999Got more questions on Future Cover?Take a look at some of the frequently asked questions below. If you prefer to talk to someone, give us a call on +264 (0) 61 299 3999.

    The GREENLIGHT Select Savings Benefit is a flexible savings option where you can invest either a lump sum or pay premiums on a pay-as-you-go basis. If you prefer to invest monthly for a fixed term, then you should consider looking at GREENLIGHT Committed Savings Benefit.

    You can use your savings to fund your risk benefit premiums if you have trouble paying your premiums or use it to save for a specific goal.

    With Future Cover benefit it's easy to buy more cover in the future – all you need to do is answer two questions about yourself and go for a HIV test.