What is Severe Illness Cover?
- Your payout is tax free
- If you buy stand-alone cover, you can claim more than once for unrelated critical illnesses with no reduction in the cover amount
- Cover is available to people with HIV
- You have the option to cover yourself for your whole life or just a specific term
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The For Women Benefit covers three types of events:
- Complications during pregnancy
- Fertility-related events
- Other female-related events
Eligible lives - only females may take up this benefit
Entry age maximum limits - 41 age next birthday
The For Women Benefit pays a single amount if the insured person suffers a female-specific illness event. These events will provide a pay-out that varies by the severity of the condition.
We have three types of cover depending on your individual needs.
Essential Severe Illness Cover
Includes stand-alone and accelerator benefits that pay out a tax-free lump sum
Premium Severe Illness Cover
We will pay you a tax-free lump sum if you suffer from any of the critical illnesses specified
Elite Severe Illness Cover
In the event that you or your child falls ill, get your benefit as a tax-free lump sum
Illnesses Covered
68 severe illnesses, 9 early diagnosed illnesses
84 severe illnesses, 9 early diagnosed illnesses
84 severe illnesses, 16 mild illnesses, 9 early diagnosed illnesses
Cover Payout Range
N$100 000 -
N$6 000 000
N$100 000 -
N$6 000 000
N$100 000 -
N$6 000 000
Lifestyle Enhancer to boost cover by 200% for certain illnesses
Includes severe illness cover for your child
Essential Severe Illness Cover
Benefit
Includes stand-alone and accelerator benefits that pay out a tax free lump sum.
Premium Severe Illness Cover
Benefit
We will pay you a tax free lump sum if you suffer from any of the critical illnesses specified.
Elite Severe Illness Cover
Benefit
In the event that you or your child falls ill, get your benefit as a tax free lump sum.
Illnesses Covered
- 68 severe illnesses, 9 early diagnosed illnesses
Cover Payout Range
N$100 000 -
N$6 000 000
Lifestyle Enhancer to boost cover by 200% for certain illnesses
Includes severe illness cover for your child
Illnesses Covered
- 84 severe illnesses, 9 early diagnosed illnesses
Cover Payout Range
N$100 000 -
N$6 000 000
Lifestyle Enhancer to boost cover by 200% for certain illnesses
Includes severe illness cover for your child
Illnesses Covered
- 84 severe illnesses, 16 mild illnesses, 9 early diagnosed illnesses
Cover Payout Range
Lifestyle Enhancer to boost cover by 200% for certain illnesses
Includes severe illness cover for your child
Whatever helps make your life easier during this difficult time. Use the money for costs such as rehabilitation and alternative therapies, or even unexpected expenses. You can also use it to settle debt and make other lifestyle adjustments needed to give you the best chance at recovery.
Good question! You will not be covered for any illness or condition that is not defined in your contract. You will also not be covered after your term cover ends. And of course, you will not be covered if you don't pay your premiums. Always check your contract or ask your financial adviser if you're not sure about the fine print.
Yes you can increase or reduce your cover at any time depending on your protection needs. We will ask you for medical and financial underwriting information if you increase your cover. We will notify you in writing when we have completed your request.