Personal cover built around your life

We know that while we may have similar needs we are not all the same. With Old Mutual's Life insurance you get to select and pay only for the benefits you want safe in the knowledge that you can always remove these if your needs change. You also get to enjoy peace of mind that if anything should happen to you, your loved ones will be financially taken care of.

Old Mutual's Disability insurance pays out a tax-free single amount or monthly payments (depending on the type of cover you choose) if you are impaired, unable to work, or can't take care of yourself due to illness or injury. And because no two people are the same, you get to choose the type of cover you need and add on extra benefits and features.

Rehabilitation costs, travel expenses to treatment centres, modifications to your home or car and day-to-day expenses can be astronomical while trying to recover from a severe illness such as cancer, a heart attack or stroke. Severe Illness insurance alleviates that financial strain by paying out a single amount that you can use to cover these costs. You can customise your cover by adding and paying for a number of benefits.

Your income is your greatest asset. Losing it can have a devastating effect on you, your family and your standard of living. Retrenchment insurance provides a monthly tax-free payment for up to six months, twice over the lifetime of your policy, when you are retrenched to help you take care of your family and cover some of your ongoing expenses.

Your insurance needs are very likely to change over time and you may need to buy additional insurance in the future. If your health changes though, you may not get the cover you need. Future insurance helps by enabling you to bank your current health so that you can use it in future to buy life insurance without going for medical tests. Enrich your cover by adding on Disability or Illness insurance.